March 16th, 2011 
Admin In order to get the proper information, you need to ask the proper questions. These questions will guide you in finding out what you need to know about buy here pay here Charlotte NC.
Location Location Location!
If you’re looking for used cars in Charlotte NC, don’t go down to South Carolina to find a dealership, unless you really need to. It’s a good idea to find a dealership close to you so it’s convenient. This is especially important if you have to make payments in person at the dealership.
Know what you need to bring to the dealership
Ask what documents you need to bring before you go to the dealership. Common things you will need include:
- Down Payment
- Your Driver's License
- Proof of Car Insurance
- Employment Proof (like paystubs)
- Bank or Credit Card Info
- Social Security Number
- Phone Bill (or other utility bills like electric or water)
- References and contact information
- Proof of Residence (mortgage, rental lease agreement, etc…)
What kind of car can you get? And what kind do you want?
Buy Here Pay Here Charlotte NC
See what kind of car you can afford at the dealership. It’s you who’s going to be driving the car, not the salesman. For this reason, don’t just go for what ever car he tries to talk you into. Make the decision based on the kind of car that YOU want and YOU will be driving around every day. If you have a big family, a used truck with no extended cab is probably not a good idea. Think about the gas prices. Don’t get talked into a big gas guzzler if you don’t really want one. The used car you get should be the one you want, not the one they want you to buy.
How will they be accepting Payment?
A lot of buy here pay here car dealerships in Charlotte and surrounding require you to bring cash to the dealership. Some dealerships are expanding forms in which they accept payment now. Payments are usually made on a weekly or bi-weekly basis instead of a traditional monthly payment.
Know the policy…
Find out what the late payment policy is. Know if there’s a grace period or if your car is getting repo’ed the day after you’re late on your payment. Usually you won’t have a huge problem with this. Dealerships won’t usually be this extreme if you have an emergency keep you from making your payment on time. You can also ask the dealership about reporting payment information to the credit reporting agencies. If you make good on your payments, they should be reporting positive information and not just the negative.
Oh, it just needs a little tune up…
If you suspect ANYTHING I mean ANYTHING wrong with the used car at all, it’s always a good idea to take it to your own trusted mechanic. The money you spend having the mechanic look the car over can save you a lot more money in the long run if they do find a major problem. Not saying that all the mechanics at buy here pay here dealerships are dishonest, but it can happen and you can prevent if if you suspect something is wrong with the car.
Hopefully this has given you some great info about what to expect when looking to get a car from a buy here pay here dealership and used cars in Charlotte NC.
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Posted in
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